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How to apply for a loan?

With Nebeus you can have a loan very quick! Loans are transferred to a credit or debit Mastercard or a bank account (SEPA). We provide payments in more than 100 countries, you can see Supported countries here.
Two loan programs are available based on your needs.

1. Quick Loan

  1. 1.
    Interest: 0%
  2. 2.
    Cash: from 50 to 500€
  3. 3.
    Term: 3 months
  4. 4.
    Loan Origination Fee: 2.5%.
  5. 5.
    Free early repayment option

2. Flexible Loan

  1. 1.
    Interest: from 6% to 13.5%
  2. 2.
    LTV: from 50% to 80% of your Crypto value
  3. 3.
    Term: up to 3 years
  4. 4.
    Loan Origination Fee: 0%.
  5. 5.
    Loan Limit: 250,000 Euros.

How to apply for a loan?

To apply for a Nebeus loan, first create your Nebeus account.
If you don't have any crypto click here to learn how add crypto to you account.
If you already have crypto and want to learn how to transfer to your Nebeus wallet please click here.
1. Log in to your Nebeus Account and go to Loans
2. Choose the best option for you from our Quick Loan or Flexible Loan.
3. Enter the amount you want borrow and click or tap in Get Loan
4. Below you will see the details of your loan. Make sure that you read the "When crypto prices are rising" and "When crypto prices are falling". The interest will vary depending of your choice. (You will not able to change them once you complete your Loan agreement).
- Once you checked all the details click on "Confirm".
- Please check your "Pre-contractual information" and "Loan agreement". Once is done click on "Accept".
For loan transfer, up to €4.500 will be credited within 24hrs and above this amount will take around 72hrs.

Monthly loan repayment

  1. 1.
    On the day of repayment of the loan, the account must have the required amount.
  2. 2.
    To keep you updated, one and three days before the programmed repayment, we will send you notification emails.
  3. 3.
    After paying the full amount of the loan, the collateral will be credited to your account within 24 hours.
Nebeus gives you the tools to continuously stay updated on your crypto-backed loans health status to ensure that your collateral never gets liquidated. Additionally, you can select the Auto Margin Call Management option that will automatically manage your loan in case of a margin call. Best of all, Nebeus give you a 10-day buffer if a margin call occurs, allowing you to either add collateral or repay your loan.